Great Future · business
How to set a freelance rate
Turn income, capacity, costs and risk into a transparent hourly or project rate.
Reviewed 21 September 2026Direct answer
A sustainable freelance rate must cover target income, non-billable time, leave, operating costs, payment fees and risk. Dividing a salary by every nominal working hour usually understates the required rate.
Open Freelance Rate CalculatorWorked example
Estimate working weeks and hours, then apply a realistic billable percentage. Add annual costs and benefits before dividing the required billings by billable capacity; the calculator keeps those assumptions visible.
Limits to check
A calculated floor does not prove market demand or replace a scoped quotation, tax plan or contract.
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