Great Future · money

Gross salary vs net salary

See what separates an advertised salary from the amount paid into your account.

Reviewed 21 September 2026

Direct answer

Gross salary is pay before deductions. Net salary is the amount remaining after PAYE, UIF and other payroll deductions; employer costs and benefits may sit outside both figures.

Open Net-to-Gross Salary Calculator

Worked example

If an offer states gross monthly pay, list PAYE, UIF, retirement, medical and voluntary deductions separately. Subtracting those cash deductions gives the modelled net amount; the calculator performs this with current rule inputs.

Limits to check

Offer letters and payslips may use cost-to-company, basic salary and taxable benefits differently. Confirm the employer’s written breakdown.

Official and primary sources

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